Your immediate family members can also enjoy the benefits of all the services offered. All they need to do is establish this basic account. It's that simple.

If your company offers direct deposit or payroll deduction, your paycheck can be electronically deposited to this account for your convenience. Allocations can also be made from this account to fund automatically any Christmas club account (or any other account allowing allocations) and it can even allocate loan payments for you. Also, any monthly bills you need to pay (i.e. - phone, electric, etc.) can be paid from this account with preauthorized drafting. (These types of companies must offer preauthorized drafting options to benefit from this service)