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Checking Accounts - Side by Side Comparison
Effective May 1, 2008

Benefit
Basic Checking
Value Checking
Jump Start Checking
Mature Advantage Checking
Min. Balance to Open
$0
$0
$0
$0
Min. Balance to Earn Interest
Non-Interest Account
$1,000
Non-Interest Account
$1,000
Balance Method to Calculate Interest
Non-Interest Account
Average Daily
Non-Interest Account
Average Daily
Minimum Daily Balance to Avoid Service Charge
$300.00
$1,000.00
$0
$0
Fee if Balance Falls Below Min Balance
$2.50
$5.00*
$0
$0
Free Checks
None
None
1st box Free
Yes
Charge for Overdraft Protection
$1.00
$1.00
$1.00
$1.00
Per Check Writing Fee
None
None
None
None
ATM Withdrawals**
$1 per withdrawal over 3 per month
Unlimited Free
Unlimited Free
Unlimited Free
Home Banking
Free
Free
Free
Free
Bill Payment
Free
Free
Free
Free

*Free for Member Select participants.

**No charge for purchases made at point of sale.

This credit union is federally insured by the National Credit Union Administration. Members are insured by the NCUA to the maximum of $100,000.00 each.

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