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Credit Cards Terms & Pricing

Please read the credit card pricing and terms provided below before submitting your credit card application. The credit card disclosure contains important rate, fee and other cost information.

Proceed to New Credit Card Application

Card Type Annual Percentage Rate
Visa Platinum Credit Card Rates as low as 8.9%*
Annual Fee None
Transaction fee for purchases None
Balance Transfer Fee None
Grace period for Repayment of Balances for Purchases

 25 Day Grace Period
Method of computing the balance for purchase Average Daily Balance (including new purchases)*
Minimum finance charge None
Late payment fee $25**
Cash Advance Fee $1 per advance
Card Replacement Fee $5
Return Check Fee None, but check will be returned, payment will still be due by due date or late fees may apply.
Minimum Card Line $250.00

*Rate assumes Visa Extras Opt out. For details on these programs, click on links above.

Credit limits determined by applicants qualifications based on income & percent of unsecured debt used.

**If minimum payment is not made on or before the last day of the calendar month in which the payment is due, the late payment fee will be charged.

All account terms and pricing are accurate 02/27/08, but are subject to change. To inquire about your account, please call us at 728-4853 or 866-FOR-MY-CU (367-6928).