Visa Fast Cash Debit Card

The Shell New Orleans FCU Fast Cash Debit/ATM Card is the card that does it all. You will always have access to cash at your fingertips. Since this is a debit card, the funds are withdrawn directly from your checking account just like writing a check, but without the hassle of giving all your personal information to the sales clerk. You can generally use your check card wherever you can write a check.

Since our Fast Cash Debit/ATM Card is a Visa Product, you can use it at thousands of places where Visa Credit Cards are accepted. This means your favorite restaurant, movie theater, grocery store, department store and many other places you would normally use a credit card.

If you need cash, you can access the available funds in your checking or savings account at over 60,000 ATMs nationwide that display the Pulse, Plus, Visa or Capital One Signage. And, withdrawals made at Capital One machines using your Shell New Orleans FCU's Fast Cash Debit/ATM Card are FREE.

It's easy to apply. All you need is to be a member of the Shell New Orleans FCU and have one of our checking accounts. So go ahead, pick up the phone and call one of our friendly member service representatives at (504) 728-4853, or toll-free (866) FOR-MY-CU (367-6928); or stop by our main lobby in One Shell Square and be on your way to carrying the card that does it all.

ISA (International Service Assessment) Fee Disclosure

Visa International is changing the method that will be used to convert transactions make in foreign countries or initiated in a foreign currency into U. S. dollars. This change will apply to all foreign currency transactions involving Visa branded cards, including credit and debit cards.

Effective May 1, 2008 agreements governing Visa branded credit and debit cards are amended to include the following provisions. This change replaces existing provisions in agreements concerning transactions make in foreign countries or initiated in a foreign currency and supplements agreements that do not contain such provisions.

Purchases, cash withdrawals and cash advances made in foreign currencies will be debited from your account in U. S. dollars. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by Visa from a range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives, or the government mandated rate in effect for the applicable central processing date. The exchange used on the processing date may differ from the rate that would have been used on the purchase date or cardholder statement posting date.

A fee of 2% will be imposed on all foreign transactions, including purchases, cash withdrawals, cash advances and credits to your account. A foreign transaction is any transaction that you complete or a merchant completes on your card outside of the U.S., Puerto Rico or the U.S. Virgin Islands.