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Deposit Account Rates

Annual percentage yields. All savings dividends are compounded and credited to the account monthly. Rates include Member Select bonus. Please call 504-728-4853 for details.

Savings Accounts Minimum Balance Range Annual Percentage Yield* Compounded/
Credited		 Minimum Opening Deposit
Regular
Share
$0 - $199.99 0.00%
Monthly/
Monthly
 $5
$200 - $24,999.99 0.30%
$25,000 - $99,999.99 0.80%
$100,000 and Above 1.31%
Holiday Club Account Full Balance 0.30% Monthly/
Monthly		 $5
Club Account $0 - $199.99 0.00% Monthly/
Monthly		 $5
$200 and Above 0.30%
Flex Fund Account
 $0 - $1,999.99 0.00%† Daily/
Monthly		 $2,000
$2,000 - $5,000 0.50%†
$5,000.01 - $25,000 0.60%†
$25,000.01 and Above 1.06%†
*Annual percentage yields subject to change after account is open. Maintenance or activity fees may reduce earnings.
†Member Select Rate
Certificate
Accounts**		 Annual Percentage Yield† Compounded/
Credited		 Minimum Balance
and Minimum
Opening Deposit
Term 6 Months 2.00% Monthly/
Monthly		 $500
Term 1 Year 2.05% $500
Term 18 Months 2.10% $500
Term 2 Years 2.15% $500
Term 3 Years 2.25% $500
Term 5 Years 2.35% $500
*Annual percentage yields subject to change after account is open. Maintenance or activity fees may reduce earnings.
** Penalty may apply for early withdrawal.
†Member Select Rates

Mini-Jumbo and Jumbo Certificate Accounts*** Mini-Jumbo (>$50,000) APY†
(minimum opening deposit $50,000)		 Jumbo (>$100,000) APY†
(minimum opening deposit $100,000) 		Compounded/
Credited
Term 6 Months 2.05% 2.10% Monthly/
Monthly
Term 1 Year 2.10% 2.15%
Term 18 Months 2.15% 2.20%
Term 2 Years 2.20% 2.25%
Term 3 Years 2.30% 2.35%
Term 5 Years 2.40% 2.45%
*** Penalty may apply for early withdrawal. All mini-jumbo and jumbo accounts automatically qualify for Member Select Rate.
†Member Select Rates
IRA Accounts Minimum Balance Range Annual Percentage Yield* Compounded/
Credited		 Minimum Opening Deposit
IRA Regular Share $0 - $199.99 0.00%
Monthly/
Monthly
 $5
$200 - $24,999.99 0.30%
$25,000 - $99,999.99 0.80%
$100,000 and Above 1.31%
IRA Flex Fund Account $0 - $1,999.99 0.00%† Monthly/
Monthly		 $2000
$2,000 - $5,000 0.50%†
$5,000.01 - $25,000 0.60%†
$25,000.01 and Above 1.06%†
*Annual percentage yields subject to change after account is open. Maintenance or activity fees may reduce earnings.
†Member Select Rate

IRA Certificate Accounts**** Annual Percentage Yield† Compounded/
Credited		 Minimum Balance
and Minimum
Opening Deposit
Term 6 Months 2.00% Monthly/
Monthly		 $100
Term 1 Year 2.05% $100
Term 18 Months 2.10% $100
Term 2 Years 2.15% $100
Term 3 Years 2.25% $100
Term 5 Years 2.35% $100
**** Penalty may apply for early withdrawal.
†Member Select Rate

Annual Percentage Yields Accurate and Effective as of 07/01/08.
Rates are subject to change without notice.

This credit union is federally insured by the National Credit Union Administration. Members are insured by the NCUA to the maximum of $100,000.00 each.

Click here for the Shell New Orleans Federal Credit Union Membership Agreement in a .PDF format.
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