As a benefit of membership, you can now receive a FREE copy of your credit report and, unlike other programs, you'll also receive your credit score. In addition, one of our representatives will take time to help you understand your report and score.

Your credit scores affect you in many ways. For example, do you know?

• How to read and interpret your credit score?
• Who can view your credit report?
• How your credit score affects your rate of interest on a loan?
• Where to get a copy of your credit report?
• Potential employers may want to view your credit scoring information?
• Insurance companies may use your credit score to determine your premium.
• Many companies, such as cell phone providers, will look at your credit report.
• Errors can occur on a credit report that can hurt your score?

Knowledge is Power

Credit Scoring is trickier than you might think. That’s because for years credit reporting companies didn’t release much information about credit scores. Many myths circulate about credit scores. The truth is often surprising.

Trust and Confidence
Interpreting a credit score requires someone who is well trained. Many companies that claim to help are actually trying to make a profit by selling you a copy of your credit report or getting you to subscribe to a credit reporting service. Other companies, some with names that resemble nonprofit entities, are even trying to talk you into a high rate loan.

Remember, your credit union is a not for profit financial institution designed with your best interests in mind. You’re not just a customer, you’re a Member and shareholder. At Shell New Orleans Federal Credit Union, we want to help make your dreams come true. You can trust your credit union representative to do what’s best for you.

Explore Your Score Today
To get your free copy of your credit report and learn more about credit scoring, simply call 728-4853 or toll free 866-FOR-MY-CU (367-6928) for an appointment to meet with a credit union representative. You will be taking that next step to making your dreams come true.

As part of our Explore Your Score program, look for score enhancement strategies in our newsletter, on our website, at your employer's Lunch & Learn seminars and credit union seminars for all Members. Also, check our our "Making Dreams Come True" page to see how Members just like you benefit.

To Contact a Credit Agency
To contact one of the three credit agencies about a dispute or to report fraud, click here.