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Loan Rates

For Mortgage Rates and LOW Closing Costs, call 728-4853, Option 3 or 866-FOR-MY-CU (367-6928).

New Vehicles
Cars & Trucks APR as low as*
80% up to 36 months
5.00%
80% up to 48 months
5.25%
80% up to 60 months
5.50%
80% up to 72 months
5.75%
80% up to 84 months ($50,000 or greater)
6.00%
100% up to 36 months
5.50%
100% up to 48 months
5.75%
100% up to 60 months
6.00%
100% up to 72 months
6.25%
100% up to 84 months ($50,000 or greater)
6.50%
USED RATES: Add 1% to sample rates above for models 2002-2005
Loans $50,000 or more are limited to members with FICO scores 640+
Vehicles 2001 and older are limited to members with FICO scores 640+;
Add 2% to sample rates above
Click here for a loan payment example.

New Boats & Motorcycles APR as low as*
80% up to 36 months
6.00%
80% up to 48 months
6.25%
80% up to 60 months
6.50%
100% up to 36 months
6.50%
100% up to 48 months
6.75%
100% up to 60 months
7.00%
USED RATES: Add 1% to sample rates above for models 2002-2005

Motor Homes & Campers** APR as low as*
Up to 36 months
5.00%
Up to 48 months
5.25%
Up to 60 months
5.50%
Up to 72 months
5.75%
Up to 84 months ($50,000 or greater)
6.00%
USED RATES: Add 1% to sample rates above for models 2002-2005
**Limited to members with FICO scores 640+
**Loaned at a maximum of 75% LTV

Signature Loans APR as low as*
Up to 24 months
8.49%
Up to 36 months
8.99%
Up to 48 months
9.49%
Up to 60 months
9.99%
Credit Limits from $500 - $25,000
Click here for a loan payment example.

Line of Credit & Overdraft Protection APR as low as*
Open - End
9.99%
Credit Limits from $250 - $25,000
Click here for more information.

Visa Platinum -- Apply Now APR as low as*
Open - End
8.9%***
Credit Limits from $250 - $25,000
***Rate includes 1% Visa Extras Opt Out discount
Click here for more information.

Home Equity Lines of Credit -- Apply Now APR as low as*
Open up to 180 months Variable Prime Rate
Click here for more information and sample payments

***For HELOCs VARIABLE RATE FEATURE: This plan has a variable rate feature and the annual percentage rate (corresponding to the periodic rate) and the minimum payment may change as a result. The annual percentage rate includes only interest and no other costs. The annual percentage rate is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published the highest rate will be used. We will use the most recent index value available to us as of 1 day before the date of any annual percentage rate adjustment. To determine the annual percentage rate that will apply to your account, we add a margin to the value of the Index. If the rate is not already rounded we then round up to the next .125%. Ask us for the current index value, margin and annual percentage rate. After you open a plan, rate information will be provided on periodic statements that we send you. Click here for more more information on pricing and terms.

*APR (Annual Percentage Rate). Actual rate may vary based on credit score, discounts and/or surcharges, loan term and loan to value. Term of loan may vary based on amount financed. All loan approvals are based on standard underwriting guidelines and/or automated credit-scoring benchmarks. Loan rates are subject to change without notice. Payments may vary with insurance and/or warranty additions.

 

Loan Example for New & Used Vehicle*: APR* Monthly Payment
$15,000.00 for 36 months 5.00% $449.55
$20,000.00 for 48 months 5.25% $462.83
$25,000.00 for 60 months 5.50% $477.52
$25,000.00 for 72 months 5.75% $411.38
$50,000.00 for 84 months 6.00% $730.48

Loan Example for Signature Loan: APR* Monthly Payment
$2,500.00 for 24 months 8.49% $113.62
$3,500.00 for 36 months 8.99% $111.28
$5,000.00 for 48 months 9.49% $125.58
$20,000.00 for 60 months 9.99% $531.02

Rates updated on 05/08/08.

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