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If you're looking for a loan with flexible payment options, low
rates and fast approval, you've just found it! By offering a broad
selection of loans to meet virtually everyone's needs, we're making
dreams come true every day. Click
here to read stories from Members just like you.
We now have the lowest closing costs - guaranteed!
Discover the right mortgage for you with our Xpert
Mortgages.
If you'd like to apply right away, simply click
here to go to our quick online application. In many cases, you'll
be instantly approved for your new loan. If after receiving your
application, we neeed more information, one of our Member Services
Representatives will give you a call.
If you would prefer to apply with a live person, you can meet with
a Member Service Representative; or apply over the telephone at
(504) 728-4853, or toll-free (866) FOR-MY-CU (367-6928).
All of our consumer loans come with many extra features that save
you time and money, as well as making your life easier, too!
- Simple interest so if you pay ahead or pay
the loan off early, you'll save money
- No pre-payment penalties so you can pay the
loan off anytime you want
- Skip a month's worth of payments annually for
a small fee (excludes open-end loans and real estate loans)
- Low-rate, monthly Payment
Credit Life and Disability Insurance can be included
in your monthly payment to cover the balance of the loan to protect
you and your family for typically only a few dollars a month
- Easy automatic payments using the method you
prefer the most whether its Direct
Deposit, Payroll Deduction,
Automatic Payment Transfer or using our
Online Home Banking or Shelly, our
telephone banking audio response system.
- Easy online advances (line of credit or Visa
credit card loans) using Online
Home Bankings to transfer funds to your savings or checking
accounts
Home
Loans... Our mortgage rates are LOW!! And our full-featured
home loan program has something for everyone. Whether you're looking
to buy or refinance, borrow for 15 or 30 years, get a fixed rate
or adjustable rate, make a closed end loan or line of credit, or
make a first or second mortgage or even a home equity loan, you'll
find that we can work with you to structure a home loan to fit your
needs.
Click
here for our quick and easy Mortgage Loan Application
HELOCs (Home Equity Line of Credit)...
Borrowing against the equity in your home offers a low, adjustable
rate of interest (based on Prime). Best of all, the interest paid
could be tax deductible. With loans up to $100,000 and terms up
to 15 years, you can find the money you need for home renovations,
education, vacation and more.
(Consult
your tax advisor for tax deduction details).
Click here to apply now.
Auto Loans... offer some of our lowest
rates; and with terms up to 84 months, no payments for the first
45 days. If you've already financed
your auto loan somewhere else, check with us anyway. We might be
able to refinance and save you money!
Click here to apply now.
Recreational Vehicle Loans...
allow you to buy that current or previous year model RV, boat, jet
ski or motorcycle you've always wanted. And with great low rates
and flexible terms, you don't have to wait any longer. Click
here to apply now.
Credit Card Loans... There's no better
way to shop for what you need , than with our convenient Visa Platinum
credit card.
Click here to apply now.
Signature Loan... solves
the problem of having no collateral. Signature loans have great
rates, flexible terms and all it takes is your signature.
Click
here to apply now.
Line of Credit Loan... offers
flexibility combined with an attractive rate and low monthly payments,
and can even be used as an overdraft protection loan for your checking
account. Advances can be done in seconds in person or online using
our Online
Home Banking.
Click
here to apply now.
Personal Computer Loan...
offers lower rates, rather than using a credit card or PC manufacturer
financing, and flexible terms.
Click
here to apply now.
Tuition Loan... helps
to spread education costs over 12 months, offers special low rates,
and only requires a signature.
Click
here to apply now.
Share Pledged Loan... helps
to get the money you need without having to close your CD early;
also popular for helping to rebuild credit history if you have had
problems in the past.
Click
here to apply now.
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