Annual percentage yields. All savings dividends are compounded and
credited to the account monthly except for the Christmas Club account
which pays dividends at maturity. Member
Select dividends slightly higher on many deposit products. Please
call 504-728-4853 for details.
Savings
Accounts
Minimum
Balance Range
Annual
Percentage Yield*
Regular Share
$0 - $199.99
0.00%
$200 - $24,999.99
1.00%
$25,000 -
$99,999.99
1.21%
$100,000 and Above
1.31%
Xmas Club Account
Full Balance
1.16%
Miscellaneous
Club Account
$0 - $199.99
0.00%
$200 and Above
1.00%
Flex Fund Money Market Savings
(minimum
opening deposit $2,000.00)
$0 - $1,999.99
0.00%
$2,000 -
$5,000
0.69%
$5,000.01 - $25,000
0.89%
$25,000.01 and Above
1.09%
*Annual percentage yields subject to change after account is open.
Maintenance or activity fees may reduce earnings.
Checking Accounts
Minimum Balance
Range
Annual Percentage
Yield*
Value
Checking
(no minimum
to open account)
$0 - $499.99
0.00%
$500 and Above
0.70%
Power Checking
(minimum
opening deposit $5,000.00)
$5,000 and Above
1.00%
Mature
Advantage Checking
(no minimum
to open account)
$0 - $999.99
0.00%
$1,000 and Above
0.70%
*Annual percentage yields subject to change after account is open. Maintenance
or activity fees may reduce earnings.
Certificate
Accounts**
Minimum Balance
and Minimum
Opening Deposit
Annual Percentage
Yield
Term 6 Months
$500
1.44%
Term 1 Year
$500
1.83%
Term 18 Months
$500
2.03%
Term 2 Years
$500
2.30%
Term 3 Years
$500
3.00%
Term 5 Years
$500
3.60%
** Penalty may apply for early withdrawal.
Mini-Jumbo
and Jumbo Certificate Accounts
(CDs >)**
** Penalty may apply for early withdrawal. All mini-jumbo and jumbo
accounts automatically qualify for Member
Select Rate.
IRA Accounts
Balance Range
Annual Percentage
Yield*
IRA Regular Share
$0 - $199.99
0.00%
$200 - $24,999.99
1.00%
$25,000 -
$99,999.99
1.21%
$100,000 and Above
1.31%
IRA Flex Fund Money Market Savings
(minimum
opening deposit $2,000.00)
$0 - $1,999.99
0.00%
$2,000 - $5,000
0.69%
$5,000.01 - $25,000
0.89%
$25,000.01 and Above
1.09%
*Annual percentage yields subject to change after account is open.
Maintenance or activity fees may reduce earnings.
IRA Certificate
Accounts**
Minimum Balance
and
Minimum Opening Deposit
Annual Percentage
Yield
Term 6 Months
$100
1.44%
Term 1 Year
$100
1.83%
Term 18 Months
$100
2.03%
Term 2 Years
$100
2.30%
Term 3 Years
$100
3.00%
Term 5 Years
$100
3.60%
** Penalty may apply for early withdrawal.
Annual
Percentage Yields Accurate and Effective as of 2/1/05.
This credit
union is federally insured by the National Credit Union Administration.
Members are insured by the NCUA to the maximum of $100,000.00
each.
