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Savings and Checking Accounts

No matter your needs, Shell New Orleans FCU has a wide variety of savings and checking accounts to meet your unique needs.

Checking Accounts Whether you're looking for a checking account with low costs, one that earns interest or just has free remote access at an ATM, we think you'll find that one of our four checking account programs will have just what you're looking for.

Flex Fund Money Market Savings provide competitive tiered yields that increase with your balance so the more you save, the more you earn. Since it has no set maturity, it's perfect if you're looking to maximize your yield but don't want to give up the ability to move or withdraw the funds.

Term Share Certificates (CDs) are designed for maximum flexibility with available terms of 6, 12 and 18 months, and 2, 3, 4 and 5 years. And, you typically receive a higher rate of interest the longer you lock in your funds. The best part is that our CD program is flexible enough to offer something for everyone. For those who only have a little to invest, we offer minimum balances of only $500 to open a CD. For those who are investing large amounts of money, we offer mini-jumbo and jumbo rate bonuses for CDs greater than $50,000 and $100,000 respectively.

Individual Retirement Accounts help you save for the future while taking advantage of some of the government's most generous tax breaks. Earnings are tax-deferred when Federal regulations are met, and in some cases, contributions can be tax deductible. We offer several types of IRA accounts including Traditional, Roth and Education.

Christmas Club Accounts help you break the cycle of borrowing money or charging all of your holiday purchases. It offers you competitive returns while reducing the temptation to spend the money by putting your funds in a separate account. You can make unlimited deposits to it year-round, and on November 5th each year, we will automatically transfer the balance into your savings or checking account.

Youth Savings Accounts Teach your children wise money management. Open them their own savings account! SNOFCU offers two savings account-Little Explorer's Savings Club (Ages 0-12) and F.I.T. Club, Financial Investments for Teens (Ages 13-17).Click here for information about Youth Savings Week, April 22-28th!

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